Meet the MBFACTA SPA Team
Our leadership team brings together decades of combined experience in structured trade finance, credit risk, corporate banking, and financial technology. Each member has been selected not only for technical expertise but for a genuine commitment to client outcomes and ethical practice. We believe that the quality of the people behind a financing facility is as important as the terms of the facility itself. Together we build programmes that create lasting financial stability for the companies we serve.
Arnaud Delacroix
Chief Executive Officer
Arnaud brings over 22 years of experience in corporate lending and trade receivables finance, having previously led the structured finance division of a pan-European bank. He founded MBFACTA SPA with the conviction that factoring services could be delivered with greater transparency and client focus than the market was offering. Under his leadership, the firm has built a portfolio spanning multiple industries and geographies.
Simona Ferretti
Chief Risk Officer
Simona oversees all credit underwriting, buyer limit setting, and portfolio risk monitoring at MBFACTA SPA. She developed her expertise across 18 years in credit analysis and risk management at international financial institutions, with particular depth in export credit and cross-border receivables. Her quantitative models and sector-specific frameworks are central to the firm's ability to price risk accurately while maintaining competitive client rates.
James Okafor
Head of International Factoring
James manages MBFACTA SPA's global correspondent network and structures two-factor transactions for clients with export receivables in multiple jurisdictions. He has spent 15 years working in trade finance across Europe, West Africa, and Southeast Asia, giving him direct insight into the legal, currency, and payment culture differences that affect cross-border factoring. He leads client negotiations for all international programme implementations.
Katarina Blom
Head of Client Solutions
Katarina designs bespoke working capital programmes for MBFACTA SPA clients, translating each company's receivables profile, payment terms, and growth plans into a structured financing facility. She previously worked as a corporate treasury adviser, which gives her an unusually clear understanding of how factoring interacts with a client's internal cash management and reporting systems. She leads the relationship management team and oversees the client onboarding process.
Rafael Montero
Chief Technology Officer
Rafael is responsible for MBFACTA SPA's digital infrastructure, including the client portal, automated invoice verification systems, and data analytics platform. He has a background in financial technology with prior roles at payment processing and supply chain finance platforms. His focus is on reducing manual friction in the factoring process so that clients experience fast, reliable funding without excessive documentation burdens.